By Jeffrey A. Roberts I-News Network When she was 3, Torrie Smith tripped on an uneven sidewalk, fell face down onto some steps and broke four front teeth. An emergency room doctor stopped the bleeding and gave her something for the pain, but Torrie didn’t get to a dentist for six months – her first time ever to a dentist – because her parents didn’t have dental insurance and didn’t have cash to pay for an examination. Now 4, Torrie’s dental problems are so severe she has to go to an operating room, not a dentist’s chair, to have them fixed….
Category: Health Care Industry - Part 11
By Bob Semro Colorados Health Benefit Exchange is on schedule and heading for a successful startup on Oct. 1, 2013, top officials told lawmakers on Thursday. On that date, Colorado citizens and small businesses (with 50 or fewer employees) will be able to easily compare and shop for affordable health insurance coverage in a brand-new online marketplace. The exchange is a key feature of the Affordable Care Act and is designed to help more Coloradans get insurance. Through the exchange, Coloradans will be able to purchase insurance with the help of federal tax credits. One goal of the exchange is…
By Katie Kerwin McCrimmon Colorados health insurance exchange has morphed from a Travelocity-style self-service website to an online interface with in-person navigators slated to help hundreds of thousands of customers choose from an array of complex health plans. The most vexing questions now are if there will be enough navigators and who will pay them to avoid conflicts of interest. New surveys of potential health exchange clients released Monday found customers want simple TurboTax-style guidance, help from people in their communities whom they trust and side-by-side comparisons of complex health plans. Doubts are surfacing, however, about how exchange managers will…
By Katie Kerwin McCrimmon Colorados new health exchange will cost an estimated $22 million to $26 million a year starting in 2015, spurring managers to consider advertising, taxes on insurance companies or fees charged to employers and consumers using the exchange to pay for it. The U.S. Department of Health and Human Services formally approved Colorados exchange on Monday, making the state one of the first six in the country to approved to open for enrollment next October. Other states that will use a federally-run health exchange will pay fees of about 3.5 percent on the premiums that each person…
By Sara Schmitt It is becoming more difficult for Coloradans to get oral health care. Last Thursday, legislators who attended the Hot Issues in Health Care conference in Colorado Springs, sponsored by the Colorado Health Institute, got a sneak preview of new Colorado Trust report on oral health. Based on findings from the 2011 Colorado Health Access Survey (CHAS), the report, A Growing Problem: Oral Health Coverage, Access and Usage in Colorado, said there are now more than 2 million Coloradans without dental insurance an increase of 17 percent since the 2009 baseline survey. The survey also found that having…
By Dr. David Downs Medical science has advanced at a remarkable pace. We can now replace worn joints and diseased heart valves, open clogged arteries and identify cancers before they become untreatable. We can see into the center of the body with remarkable detail using CT scanners, MRI machines and other technologies all without pain or discomfort. These and many other modern medical miracles are generally viewed as a great benefit to the health of those for whom they are available. And in the American spirit of newer, better and faster, we have taken to these services avidly. It is…
By Linda Gorman The federal Patient Protection and Affordable Care Act has radically restructured federal subsidy programs for medical care. For the first time in decades, it makes it reasonable for Colorado to begin mending its structural fiscal imbalance by reversing the excessive growth in the states Medicaid and child health insurance programs. The act makes commercial insurance widely available for both working and nonworking people at all income levels. If it works as advertised, the federally subsidized commercial health coverage offered through the Affordable Care Act health benefits exchange will provide better health coverage for the basically healthy adults…
By Dr. Ted Norman Here we are, billions of political ads later, facing the same challenges from before the election. In health care, now that the Supreme Court ruled the Affordable Care Act constitutional and it is unlikely to be repealed, the work starts on implementation and discussion about health insurance exchanges. In simple terms, exchanges are brokers for insurances companies set up by government or private companies. In Colorado, for example, an exchange board has been developed to solicit bids from insurance companies that meet a specified level of benefits and cost. The general public can then go to…
By Gretchen Hammer The experience of military service can have a profound impact on a veterans life. I have listened as the veterans in my family recount with pride their service to our great country and with pain some of the difficult experiences of combat. The sacrifices they and our family made are real, and a real testament to their commitment to our country. As we come together to celebrate Veterans Day it is important that we consider how we might repay this commitment with a promise of our own: The promise of access to high-quality, affordable health care. Understanding…
By Ned Calonge This week we saw the first presentation of the Colorado All Payer Claims Database, a project of the Center for Improving Value in Health Care (CIVHC) that is jointly funded by the Colorado Health Foundation and The Colorado Trust. We at The Trust believe that the claims and costs data collected through the APCD, as well as specific measures of quality, will provide an essential missing part of the spectrum of data needed to inform health care decisions by business leaders, policymakers, providers, payers and, of course, health care consumers. The Affordable Care Act goes a long…